01 INITIAL MEETING
We start the process by having an initial meeting with you to capture valuable information about your current circumstances, financial history, aspirations, priorities, and objectives. We will also discuss your attitude toward risk.
This meeting typically takes one hour and is held at no expense.
02 RESEARCH AND ANALYSIS
Following our initial meeting, we’ll allow you time to consider and decide whether we are the right fit. If you feel we are, we will conduct a thorough analysis of your current situation and diligently research potential solutions for your needs.
We will work together with you and your advisers to identify which financial services providers we need to contact on your behalf.
03 BUILDING YOUR RECOMMENDATIONS
To work towards your specific objectives, we must evaluate your existing investments and check if they meet certain criteria. If the answer is “no”, we will replace or add to them with appropriate solutions. If we can do something better than your current arrangements, we will.
We will understand your risk profile in great detail and discuss any sustainability requirements.
04 PRESENTING YOUR PLAN
We will talk you through your detailed financial planning report which paints a clear picture of your current position. It will outline a thoroughly researched recommendation for the solution we believe to be in your best interests.
After we’ve presented your plan, we will take the time to discuss whether it hits all your objectives and aligns with your requirements.
05 IMPLEMENTATION
Once you’ve reviewed your report and feel confident that you’re able to make a fully informed decision, we will begin the process of implementing our recommendations. We always ask for your consent before proceeding.
The team will be on hand to assist you in completing all the relevant forms and ensuring your applications are processed in a timely manner.
06 ONGOING SERVICE
As part of our commitment, we offer an optional, ongoing review service. As circumstances and objectives change, your plan will need to change with them. We expertly maintain and monitor your portfolio to ensure that your objectives and attitude to risk are correctly aligned over an extended period.
We will meet at least once a year to review your current situation and objectives for the next few years and conduct a detailed review of financial models and cashflow forecasts.
